I have 5 payday loans and I am starting with a deb

I have 5 payday loans and I am starting with a debt consolidation program can they help? I want to pay them back but I called and they will not work with me so I closed my bank account. I live in texas what can they do to me?

3 Answers

Debt consolidation program will be beneficial for you only when the payday lenders are licensed in your state. So you will have to make sure about that at first. After confirming about the lender, you may enroll in a payday loan debt consolidation program that will help you to replace your multiple bills into a single monthly payment.

Thanks Amy...  I just can't seem to get ahead.. I keep paying and paying...  I want to pay them back I just want a lower more affordable payment.

Yes Leah, this can certainly help you in the financial state you're in. Start making timely payments to the debt consolidation program so that you can soon become debt free. As payday loans are legal in Texas, you have to repay both the principal amount and the interest rates to the lenders.

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