I have 2 summary judgements against me. I would l

I have 2 summary judgements against me.
I would like to vacate them. They were properly served by two collection agencies.

I live in NJ. Currently unemployed and receiving foodstamps. unfortunately, I started making payments to one of them. But I cannot afford it anymore.

Do you have any advice?

Regards,

David

3 Answers

What they paid for it is not a valid defense. For verification, you will receive a copy of the judgment as this is now a judgement account.  Verification and validation should have occured when you were in collections, not post lawsuit. 

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http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
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Do you owe it?   Did you have affirmative defenses like it was out of statutue of limitations or the debt was not yours?  Without a valid reason or defense, they gonna get a judgment.  Not being able to afford to pay is not a defense.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

What grounds would you have to vacate them???  You were served, did you show up in court???  Being unemployed and being on assistance is not grounds for them to be vacated.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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