I currently reside in a condo owned by my father.

I currently reside in a condo owned by my father. He's on his death bed and I have been soley responsible on paying the mortgage and condo fees for the past 7 yrs. Due to his illness, I have fell behind in the condo fees to the tune of $5400. The mortgage on the other hand has been paid on time monthly. They have sent 3 letters and even a guy to my door to deliver statements with a threat to place a lien on the property. Its been hell trying to live my everyday life and take care of other bills AND try to play catch-up especially for that amount of money. Meanwhile, there have been leaks from a damaged roof on my building that caused damage inside my unit and the balcony is just about to fall apart. I live on the 3rd floor and it is really dangerous to occupy that space and the association has made promises to start working on the raggedy balcony structure all the units but haven't done a thing in the 7yrs that I have lived there. At this point, I don't know what to do concerning the threat of the lien and my dad is rather furious and just instructs me to pay it however I can or I have to find a new place to live. How serious should I take to their threat and what can happen if I can't catch up in a reasonable amount of time? How long before the association tries to evict me?? I have a 4 yr. old and I just moved my lady from Chicago to help get on her feet and I'm the only source of income for right now. I'm really worried and don't want to be the cause of any more stress to him...please help!!

2 Answers

Setting up a proper plan with the Condo Association is one way of going at it. You may also consider seeking professional debt help or consulting with the local CCCS. Keep us fed in this regard. - Jeorge Preston


Hi Mr. CG Wright,

You should take the threat seriously. If you're unable to pay the condo fees, the condo association can file a lawsuit in the court and get a judgment against you. Then they can place a lien on the property. In order to recover their debts, they may even force you to sell off the property. You may contact the condo association and try to set up an affordable payment plan with them which will help you in paying off the debts.

Take care.

As I'm not a lawyer, I believe that "A lean compromise is better than a fat lawsuit". :)

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