I am unemployed and creditors have filed lawsuit against me

I am without any job for the last 2 years. I am just about to get Social Security Disability. My creditor has filed a lawsuit against me. What should I do now? I can’t afford to pay off the debt?

3 Answers

If it’s not possible for you to get help from your family members, then you may try to convince your creditors. Inform them about your financial hardship. I hope they will understand your situation.


Thanks for the reply. The total debt amount is $20,000. I don't think my family members will give me a loan. What can I do in this situation?


You may try to get help from your friends and family members. Don’t worry they can’t garnish your social security benefit because this is exempted from garnishment.


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