I am looking for a good debt settlement firm can y

I am looking for a good debt settlement firm can you offer suggestions.

I owe $20,000.00 and don't want to file bankruptcy. This is old debt I walked away from several years ago when I lost my income.

I'm 60 yrs old and am working again. I have a modest income of $40,000.00 per year. gross.. No additional income source.

Thank you!

3 Answers

To select a good debt settlement company, you will have to consider company profile, reputation, client testimonial, accreditation, fee and structure, tenure of the company etc.


You can check out the given page in order to find some names of the debt relief companies who may assist you in settling your past due debts: http://www.debtconsolidationcare.com/companies/usa-listing/ .


How old is this debt and what state are you?  How long has it been since you made a payment?  If it is outside the statutue of limitation, there really is no point in paying it back...it will not help your credit.

 

If you must settle on moral grounds, do it yourself and save the cash.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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