I am in AZ and the statute of limitations on CC's
I am in AZ and the statute of limitations on CC's is 3 years. My last activity on my 2 Chase cards was in Sept 2008 (last payments) according to my credit report. That means next month (9/2011) would be 3 years. My question is - one of the cards was sold off to Palisades and they show up on my report as "open 10/2009". I have made no payments to Palisades. What is the correct start date for the SOL?