I am going through a divorce and the debt has been
I am going through a divorce and the debt has been placed under my name. My husband isn't willing to pay the debt, and I can't find a job (I'm 51 years old) to make a payment of around $9000. I just received a collection letter from NCO Financial Systems that asks to make the full payment to Capital One. What should I do? I would like to settle for around 30% of the debt balance.