I am getting ready to start settling some old debt
I am getting ready to start settling some old debts. I have the settlement request letter ready, and the settlement agreement for both me and them to sign. Is our signatures enough to validate a settlement? Is there a need for getting it notarized?
Also, I am beginning with things on my CR's first. I plan to pay other debts off that I know about, or once off my CR, are they always off?
Thanks for such a wonderful place!