I am currently in Chapter 7 and have reaffirmed my

I am currently in Chapter 7 and have reaffirmed my first mortgage. I also have a Heloc I am current in payment of the interest only. I am now on perminent disability .I own the property and both of us are on the helock, what are my options ?

1 Answers

As you have reaffirmed your first mortgage, so you'll be personally liable for it. If you are not able to satisfy the payment obligations, then your lender may foreclose your home. You should try to make all the required payments sincerely. 


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