Answers level
Debt Problems

I am a single mom with two sons. Their father does

I am a single mom with two sons. Their father doesn't pay a dime to help raise them, so I am on my own. I am in credit card debt in the amount of about $15000.I make pretty good money but need help consolidating my debt or perhaps considering settling. I'd like to try to not hurt my credit score, but my balances are almost at 100% each. So do I settle and take a hit on my score, or do I try to consolidate my cards and pay off with a loan? Not sure if I'd qualify for a loan, unless they feel my income is strong. Please help. I want to avoid BK but feel the stress.. Thank youl.

Asked on Wed, 10/05/2011 - 13:16
anonymous
1 Answers

Unfortunately in this economy, you are not likely to get a consolidation loan unsecured, even with a good score or income.

Who do you owe?

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html
Answered on Wed, 10/05/2011 - 17:22
SOAPLADY

Write Your Answer

CAPTCHA
This question is for testing whether you are a human visitor and to prevent automated spam submissions.
What is the sum of 14 and 4


About Us | Contact Us | Privacy Policy

Copyright © 2018 DebtConsolidationCare | 301 W. 11th Street Unit E, Reno, NV, 89503, United States
Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV

* Disclosures:

  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.

Page loaded in 0.727 seconds.