How to lessen the interest on credit card debt?

How to lessen the interest on credit card debt?

4 Answers

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You can call an ask if they will lower it but more than likely the answer will be no.  Maybe ask about a hardship plan although this will tank your score.

Balance transfer in this economy is somewhat unrealistic.  Lenders are not offering big balance accounts for people with marginal credit.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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You can follow the process of debt reduction program, to reduce your credit card debt burden. Have a look at this link to know more:
http://www.debtconsolidationcare.com/debt-reduction.html
 


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You can transfer the balance on the credit card to card with low interest rate.


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Have a look at this link. "http://www.thesimpledollar.com/2009/03/09/a-step-by-step-guide-to-gettin... . You may get a clear idea about the ways in which you can lower the interest rates on your credit card.


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