How does the online paydayloans work as for as clo

How does the online paydayloans work as for as closing your checking account and mailing them payments?

3 Answers

If the payday loan lender is trustworthy enough, you can keep your checking account and let them debit an amount from your account. If they're legal in your state, only then give them the authority to do so. Keep a track on the payments that are being debited so that they can't take away an amount that is more than what they're supposed to. Tell us the name of the state where you live.


If your payday lenders are going for unauthorized withdrawals from your account, then you can definitely close down your bank account by having a word with your bank manager and mail the payments to the lenders. However, it is true that most of the payday lenders won't give you their contact details.


Most will not give you an address to mail payments.  They want to debit their payment on a prepaid debit card.

What state do you live in and who do you owe???

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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