How does debt settlement work? do you get to keep

How does debt settlement work? do you get to keep your credit cards?

2 Answers

Debt settlement is a process where you negotiate with the creditors/collectors to lower the outstanding balance. You can settle your debts yourself or you can get help from a professional debt settlement company. Check out the following link to know about debt settlement process in details. 

http://www.debtconsolidationcare.com/debt-settlement.html


Hell no.  They wont settle unless you are deliquent which means by then they have pretty well shut down your account already.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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