How do I settle a student loan debt with a company

How do I settle a student loan debt with a company that bought or had the loan transferred to them after a default?

3 Answers

Is this a private student loan or federal?

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

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Pick up the phone and explain that you're facing a financial hardship. Inform the company that it is not possible for you to pay off the entire amount. Arrange a payment plan with the company.

Your best option is to call the collectors and negotiate with them.

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