How do I get the status of original creditor to be paid and not charged off?

I currently have a credit card debt that is in collections. After paying collections how do I get the status of original creditor to be paid and not charged off?

2 Answers

It’s not possible. This is because, negative items remain on your credit report for 7 years from the date of your first default.


You don't.  The fact of the matter is that the debt even paid was charged off.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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