How can I reduce the APR on my credit card?

I want to lower the APR on my credit card. The current APR on my credit card is quite high. I can’t afford to pay so much. I have balance on my credit card. What is the best thing to say to the credit card company?

2 Answers

Vote up!
4
Vote down!
-7

Simply tell them to reduce the APR on your credit card. Tell them that you're getting better credit card offers. It won't take long to switch to another company. 


Vote up!
6
Vote down!
-1

Tell them you are considering closing your account and transfering to another card. 

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http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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