How can I get this remove?

I have a charge-off account that I want to get-off from my credit report. I live in California. How can I get this remove?

2 Answers

The negative items appear on the credit reports for 7 years. Soaplady is right. The creditors are not obligated to remove them.

Pay off the charge off account asap. Once the account is paid in full, request the creditor to update the account status as "Paid Charge off.


If it is reporting correctly, the creditor may report for 7 years.  You can dispute is thru the credit bureaus but there is no obligation for them to remove it.

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