Hi i'm from new york I have about (5) internet pay

Hi i'm from new york I have about (5) internet payday loans I owe. It's getting hard for me to pay off these bills. I recently just signed up with ovlg and having doubts. They told me they can just handle 3 out of the five. Just want to know if Ovlg is legit, I've heard good things about them but still am doubtful. Still i find it hard to change my bank account at this time. Ovlg advised me to stop payments but will that put me on bad terms with these three payday loan lender. I'm thinking of handling this myself and just walking the streets with no money in my pockets. what is your advice?

Here are the (5) payday loans:

Paydaymax
Cashjar
Ameriloan
ssm group llc
discount advances

4 Answers

If you don't want money to be debited from your account, immediately close your checking account as payday loan lending is prohibited in New York. Take this actio irrespective of whether or not you like it. Walking the streets with no money in your pockets will not help you out dear. Better follow the advice stated here.


You could make it deposit only....but really, you need to close it whether you like it or not.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

What if i can't close it

what should i do?


Payday loans in NY are ILLEGAL!!  Did OVLG tell you that????You need to close your bank account ASAP regardless of how hard it is.  Do not put stop pays or ach blocks....illegal lenders will get around it.  (Shows you the caliber of the advice at OVLG!)

You owe principal only on these...no interest or fees.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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