Hi, i have $31,000 in credit card debt. I have b

Hi, i have $31,000 in credit card debt. I have been able to come up with $20,000 cash. What would be my best option to eliminate all my outstanding credit card debt. My monthly income just barely covers my mortgage, car loan, and other living expenses. Thanks

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Edgar, as you have $20,000 in cash, you can settle your credit card debt for that amount or less by negotiating with your credit card companies. This will help you in getting rid of the credit card debts easily.

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