Hi We are maxed out on several cards, maybe aroun

Hi
We are maxed out on several cards, maybe around 8k total. How do we get one loan to pay these off with a low interest rate(curr. 28% on a couple). Checked one website out credit score is 630. Except it said we had to many inquiries in the past 12 mo's(house shopping), and were maxed out on several cards.Can you help; maybe recommend a loan program or who would give people like us a loan please. Thank you for your time and consideration.
Scott

2 Answers

It will be quite difficult to secure a consolidation loan at a low interest due to your poor credit score. Try to repair your score before applying for a consolidation loan. 


You probably wont qualify for a loan unsecured....your score is too low. Plus banks are just not lending

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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