Hi. My name is Thelma.I have some a lot of bills a

Hi. My name is Thelma.I have some a lot of bills and not enough income. I am trying to get a $613.00 mortage bill, $289.72 credit card bill, $214.00 loan bills all into one with a low monthly payment. Please help.

2 Answers

You cannot include secured debt in a debt consolidation program and you do not owe enough to qualify for one.  Sit down and make a budget and stick to it.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

You may enroll in a debt consolidation program to replace your multiple bills into a single monthly payment. It will help you to lower your interest rate.


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