Hi I have a question about debt settlement. I took

Hi I have a question about debt settlement. I took the assessment along with what kind of payment i could make every month. I notice that it recommends that my total unsecured debt should be at least 10,000. I have somewhere around 7800, but I was wondering if my student loans could possibly somehow make this an option for me. I know I can't try to settle that debt, but if the fact that i have 17,000 dollars in student loans as well could assist me with a debt settlement program that would be great.

3 Answers

However, even if you consider consolidating the debts, you will have to determine which student loans you have. If these are the federally insured ones, you won't be able to consolidate these along with your other unsecured debts.


You may take out a consolidation loan mate. You can use the loan to pay off your student loans and other unsecured debts.


Student loans cannot be included in any debt settlement program.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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