Hey, I was scammed about a year ago and now have a

Hey, I was scammed about a year ago and now have a debt of $1550 with a major bank. As of now I am a college student and I'm unable to repay the money.

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Is it possible for you to repay your debt if the payment terms are altered? In that case, you may negotiate with your creditor. Regarding your seeking any professional help, I don't think it will be easier for you to opt for a debt relief service unless you're working.

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You can contact a professional debt relief company and check out if they can help you in negotiating with your creditor and help you in paying off the debts. You may consider the options of debt consolidation or debt settlement in order to get rid of debts.

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