Hello - in 2008 I lost my job and we had to short
in 2008 I lost my job and we had to shortsale our home. 1st mtg was not an issue - 2nd mtg (LOC) agreed to release the lein but not the note. They wanted 10k from the closing and for us to pay 100.00 per month @0% interest - and they would reevaluate in a year. We agreed and closed on the shortsale. (we never missed any payments on either note up to the sale) The first month after the shortsale I tried to send a payment but was told my new loan # was not ready yet... I tried again and the fellow working my case was no longer there and my note was "charged off"... I have sent a letter to the bank with a return receipt and they state that there has not been an error and this note remains charged off. Do I have any legal recourse to get this off of my credit?