Hello, I was hoping someone can point me in the ri

Hello, I was hoping someone can point me in the right direction on where to search for or locate trusted companies that offer high balance debt consolidation loans for those with great credit and income?

4 Answers

Everyones insight and comments are very much appreciated. The other option is to settle, but from what I understand, no banks will even consider it unless I am going late on the payments.  I have the funds to settle a lesser amount, however do not want to harm my credit. 


Anyone have success with settlement without going late or in default first?

You can talk to the local banks or with the banks with which you have savings or credit card accounts. You have good credit so it may work in your favor but getting a big loan amount for consolidation purpose is not easy these days.

Most banks are not giving big debt consolidation loans nowadays. The fact that you have good credit will be beneficial for you. Some lenders may ask you pledge collateral against the loan.  

You should contact the local banks, financial organization or credit union in order to find out whether or not they will offer you a debt consolidation loan. However, if you have good credit and income, you may not face any issues in qualifying for a debt consolidation loan.

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