Greetings, I received an offer to settle an old Pr
Greetings, I received an offer to settle an old Providian account from LVNV Funding/Northland Group. I looked on my credit report and this credit card debt is no longer listed on my report. Is it a valid debt and must I settle this? It is a $3,710.86 debt that they are offering to settle for $556.64. I think they have gotten all the mileage they can by dinging my credit for the last 7-8 years.