First i want to say if this has already been sent
First i want to say if this has already been sent from me I apologize.... I thought I sent this question this morning but it does not show up anywhere.
So... I have an ORAL HEARING w/Allen Adkins for a CC debt and was wondering what to expect. I was served the summons, I answered in the allotted 20 days and then the next thing I got was a certified letter notifying of Oral Hearing in front of a judge. This debt is for $1700 and I am wondering what paperwork I should take (or not) to court??? I am losing sleep over this and not sure WHAT to expect. I am in Austin, Texas, took a huge pay cut and tried to pay what I could on all bills but when they hiked my interest rate to 29.99 I couldn't do it anymore. The worst part is, I had been a great customer for 13 years, never late and on time but one month I had a 7.65% rate the the next it was 29.99%
Can you give me ANY advice as to how i should handle this oral hearing or maybe what to expect. How should I prepare?
Thanks so much!!!