Does joining a Credit Counseling Service ruin your

Does joining a Credit Counseling Service ruin your credit

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If you're going for a free counseling session, make sure you discuss your current financial standings with your creditors. There's no harm in finding a solution to your problems. You may get your debts consolidated at once, and that doesn't hurt your credit score.


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No, it won't hurt your credit score. Debt settlement and bankruptcy hurt your credit score.


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