Does joining a Credit Counseling Service ruin your

Does joining a Credit Counseling Service ruin your credit

2 Answers

If you're going for a free counseling session, make sure you discuss your current financial standings with your creditors. There's no harm in finding a solution to your problems. You may get your debts consolidated at once, and that doesn't hurt your credit score.


No, it won't hurt your credit score. Debt settlement and bankruptcy hurt your credit score.


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