Does doing anything like this lower your credit sc

Does doing anything like this lower your credit score? I am 24 years old in college working part time but have full time bills. I plan on buying a house in the near future and do not want my credit score to go lower.

4 Answers

The other posters are NOT reading the posters question.  The poster has a part time income with full time bills....which translates to not making enough to cover her bills...correct?  DO you have accounts in collections?  Somehow you need to raise your income to get these bills paid off.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

Explain your question in details. Your credit score won't be affected due to taking out a new loan. Your score will drop due to non-repayment of the bills though.


The above posters are right. If you don’t want to go lower your credit score, then try to make payments on time. This is because late payment always hurt your credit score. To improve your credit score add positive information on your credit report.
 


Pay your bills on time so that you don't hurt your credit score. If you want to buy a house in future, take the required financial moves that will ensure positive credit history.


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