Does American Express settle past due accounts, I'

Does American Express settle past due accounts, I'm three months behind?

4 Answers

You may try to settle debts with American Express on your own. But it depends on their discretion whether or not to agree for settlement.

This will depend on your negotiation capabilities and only if you can prove that you don't have the ability to pay the debt in full, then may be the creditor is going to relent.

Settling your debts on your own can have a positive impact on your personal financial life as you may save the dollars that would have otherwise gone in paying unnecessary fees. However, if the situation is out of control, you should get help from a debt settlement company.

If you can negotiate with them in a proper manner, they may help you to get your debts settled. You can even take the help of debt settlement companies in order to settle your past due accounts with American Express.

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