Do I send another settlement offer or wait a few months?
I have a 2-yr old charged off account with an OC that I sent a settlement offer letter to in response to a settlement offer they had previously given me. They did not budge from their first offer of 50%. Since I\'ve only made one attempt at negotiatng with them, I do not want to accept this offer. Would it be best to wait a few months to see if they come back with a better offer? Or do I write them back within 30 days to keep the process going? I\'ve read some posts where people like to call to negotiate, but I prefer to write letters so I can have a paper trail.