Do I need to pay a penalty for activating a credit card?

Some of my credit cards have become inactive due to non-use. I want to activate them. Is there any deadline by which I should activate the card? Will I have to pay a penalty for activating the credit card? Also, what is the effect of an inactive credit card on the credit score? Thanks for bearing with me.

2 Answers

I called the credit card company. They told me that the deadline has crossed. They have closed my credit account. Will it affect my credit score?  


Turn your card over and call your credit card company.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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