Do I have to be delinquent to qualify for a debt settlement program?

Do I have to be delinquent to qualify for a debt settlement program?

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Yes, you need to be delinquent.  Plus do NOT pay money for a program....do it yourself!

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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