Debt Management vs. Debt Settlement

I have 2 offers one for debt management one for settlement My credit score is already shot so which avenue should i pursue $ 50 difference in payments and only like 6 months difference in time to Pay

3 Answers

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Debt settlement is the best option as your credit score is already hurt. Debt settlement is going to lower the outstanding debt that you have.


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It is best to settle the debts on your own. Check out the following page to know about the steps to settle debts on your own:

http://www.debtconsolidationcare.com/steps.html


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Debt settlement....you can do it yourself and save a wad of cash!  Settling your own accounts is easy...

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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