Consolidation points

What are the points one should keep in mind when he is looking for consolidation?

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You should keep in mind that consolidation will not wipe out your debts. It will only make your debt payments affordable. 

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When a person opts for debt consolidation, he/she shouldn't miss payments and also try to avoid making late payments. Apart from this, it will be better if the person avoids making any high end purchases while he/she is in the program. People going for debt consolidation, shouldn't take out new loans/credit.

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