Confused about the right step â€“ Please help
I have a balance transfer credit card with 0% interest rate. The time limit is 12 months. The credit limit is $4000. I have some other credit cards too.
Discover - $1451 (10% interest rate)
Amex - $2005 (11.5% interest rate)
BofA - $654 (14.7% interest rate)
Citi - $845 (20% interest rate)
I wish to pay off debts on my own. However, do you think that it will be more logical to file bankruptcy instead? Should I go for another balance transfer card or debt relief programs?