Chase Credit has already received a judgment, I am

Chase Credit has already received a judgment, I am subpoenaed to testify next week. Due to a divorce and ex who is in contempt and arrears of 178,000. I had no way of negotiating earlier, I can now get 3000 from my mom. Will Chase be willing to negotiate? is it too late for this?

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They may not agree to negotiate with you now. Nevertheless, there is no harm in trying.


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I am really scared, I havent been to court over debt before, the divorce has ruined my credit, I cant even afford bankrupcy as an option right now, I own my home outright, I built it 33 years ago out of rough cut lumber, probably dont have 15,000 in the materials and I did all the labor. Thats why I own it. It however seems to hurt me in a bankrupcy case.I would rather settle the debt if they would take less than 5,000 for the 17,000 debt. but Im thinking its too late for an offer.


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You have to deal with the collection agency.

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http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
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17,000, the court hearing is with a collection agency already. I dont know if its too late to call Chase?Do I have to deal with the collection agency now? Can I make the offer in court next week?


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Call and ask.  How much do you owe?

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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