Can the creditor sue me after 6 years?

My creditor is suing me for a credit card. The account is around 6 years old. Can the creditor really sue me? I live in Michigan.

3 Answers

The SOL for Michigan is 6 years. So the SOL period will expire on March 2013. Since the SOL period has not expired, so the creditor can take any legal action against you.


Thanks for the replies. The last payment was made in March 2007. 


When was your last payment?  You will need to figure that out to figure if they are within or outside the SOL. If you can prove it is outside the SOL, you can use that as a defence when answering your summons.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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