Can my wages be garnished for an online payday loa

Can my wages be garnished for an online payday loan? The loan was through First Bank of Delware in the amount of $300. I paid them twice that amount in rollovers finance charges?

4 Answers

Yes, it is important for you to find out if the state you are in at all allows payday lending. If your state does not allow PDLs, then you can ask them to refund your money and file complaints against them with your State's Attorney General.

 


What state are you in? If First Bank of Delaware does not have the license to operate in your state, then they can't file a lawsuit against you or garnish your wages. In such a situation, you can ask them to refund the extra money you have paid to them.


I agree with Anna. If the lenders are licensed in your state, then they can file a lawsuit against you because of non-payment of debt. Once the court issues a judgment against you, then the lender can garnish your wages. If they are not licensed, then they can’t take any legal action against you.


You haven't mentioned the name of the state you live in. You will have to check out the pdl laws of your state from the given pagen page: http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html . If you find that they are legal, then they may file a lawsuit against you and get a judgment to garnish your wages.


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