Can both parties keep reporting this debt?

I noticed on my credit report that there is a debt from the original creditor and also the same debt is also listed from a collection agency. Can both parties keep reporting this debt?

2 Answers

Yes, it is perfectly possible. Once the account was assigned to the collection agency, they have reported it to the credit bureau. This is why your credit report is showing both the debts.


Yes they can.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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