Can I reduce the APR on the card?

2 Answers

Yeah, they do charge exorbhitant interest rates. Call them and request to lower the interest rate on the card. However, I don't think they will agree. If you get lucky and they agree to lower the interest rate, then do inform us. I have a departmental store card too. I will also ask my retailer to lower the APR.


It will be discretion of the retailer whether or not he will agree to reduce the APR on your request. However, you can definitely contact the retailer and request for a reduction in the APR of your card.


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