Can I reduce the APR on the card?

2 Answers

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Yeah, they do charge exorbhitant interest rates. Call them and request to lower the interest rate on the card. However, I don't think they will agree. If you get lucky and they agree to lower the interest rate, then do inform us. I have a departmental store card too. I will also ask my retailer to lower the APR.


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It will be discretion of the retailer whether or not he will agree to reduce the APR on your request. However, you can definitely contact the retailer and request for a reduction in the APR of your card.


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