Bofa and chexsystem

Hi there… need your suggestions!! My checking account was closed by BofA and it has a negative balance. I think they had reported me to Chexsystem. Although the account is closed, can they still charge me overdraft? Or any other related fees? I heard that a paid written off account is just as bad as an unpaid one on my credit report. Should I walk away from this or should I pay? Should I ask them to remove the listing?

1 Answers

A written paid off account is better than an unpaid account, I will not be surprised if you have been reported to the Chexsystem. You can pay off the debt. 


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