At the end of 2010 our business had failed and we
At the end of 2010 our business had failed and we were left with over $100,000 in credit card debt plus a morgage on our business property. We sold our home and used the net to settle with our business credit card companies, about 20 in all. With what cash we had we figured we could pay each one no more than 35%. We did settle with all but one. A $14,000 Capital One card, which they wouldn't settle and has been turned over to First Source. They call several times a week and want more than 35%. Problem now is that we used their portion to pay medical bills (wife had cancer), also settled with hospital. Any suggestions on what to do with this one?