Approximately a year ago Dec 2010 my old employer

Approximately a year ago Dec 2010 my old employer over played me 1500 dollars in direct deposited. They did not inform me of the discrepancy until Feb 2012. They wanted full payment so I sent them a letter telling them that it was not possible at this time due to the fact that I have been unemployed and could not pay. They sent me to a collections agency and I responded with a letter of confirmation. What do you recommend I do as I do not have the funds and I am still unemployed?

5 Answers

I can give 20 to 30 but my old employer is in Denver I'm in Chicago now.

 


I can give 20 to 30 but my old employer is in Denver I'm in Chicago now.

 


You can contact your old employer and ask him to call back the account from the CA. You can work part-time in your old employer's office. This way you can repay the extra amount you've received.


Not much you can do until you are working. 

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

 

I lost my New Job of 12 months due to the location closing in January. I am currently living off Unemployment and some meager savings.  On a good note I do not currently owe any other creditor I do not have credit card debt of any kind.


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