Approximately a year ago Dec 2010 my old employer
Approximately a year ago Dec 2010 my old employer over played me 1500 dollars in direct deposited. They did not inform me of the discrepancy until Feb 2012. They wanted full payment so I sent them a letter telling them that it was not possible at this time due to the fact that I have been unemployed and could not pay. They sent me to a collections agency and I responded with a letter of confirmation. What do you recommend I do as I do not have the funds and I am still unemployed?