Absurd reply from CA

Hello everyone… I contacted the CA and sent them a DV letter after they started harassing me with their phone calls. I got a surprising answer from them in my mail today!! They informed that they weren’t able to find any related account in their computer system and requested more information from my end!! This is absurd. They pulled my credit report a while back and have all my current contact info. They are continuing to call me, though I haven\'t spoken to them. What am I to make of this? Should I respond at all?

2 Answers

Don't reveal any credit information to them. Never. Send the validation letter to them again. If the debt is not validated, then send a Cease and Desist letter to them via certified mail. You can get the sample Cease and Desist letter from here.


Since they didn’t send you a proper debt validation letter, so you can send them a Cease and Desist letter. If they are still trying to contact with you after receiving the Cease and Desist letter, then file a complaint against them to the SAG or FTC.


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