Trying to collect on a paid bill!
I was recently contacted by a collection agency(Bay Area Credit Service) about a hospital bill from four years ago. I know the bill was paid and even confirmed with the hospital themselves, the account is good and at $0. I plan on filing a cease and desist, but I noticed that the creditor - Pendrick Capital Partners Il LLC - they are collecting for is a collection agency as well, and apparently the original creditor was also a collection agency too! My question - would I send a cease and desist to the current creditor as well as the collection agency trying to collect? What is going to stop the creditor from selling my info to someone else??
Asked on Wed, 09/20/2017 - 20:17
Send the cease and desist letter to the collection agency who is trying to collect via certified mail. You can use this sample letter:
Ofcourse, contact the collection agency and send the cease and desist letter.
Ask them to send a debt validation letter.
You need to send the letter to the collection agency, currently who's contacting you.
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