I was really impressed reading your response on an

I was really impressed reading your response on another thread and wanted to ask some advice.

I received a summons left with a family member on 7-29-11. Equable ascent financial. (Cir Law offices) for $6,752.90. (Plus any court fees). The original debt was with Chase bank and that was charged off Nov 2010. CIR law contacted be about 2-3 months ago via a letter.

Tara Muren Esq signed the court docs.
2nd cause of action:
a: within the last four years
(1) on an open account for money due.
(2) because an account was stated in writing by and between the plantiff and defendant in which it was agreed that the defendant was indebted to plaintiff.

b. With in the last four years

(3) for goods, wares, and merchandise sold and delivered to defendant and for which defendant promised to pay the plaintiff.
X: Sum of $6,752.90

(4) for money lent by plaintiff to defendant at defendant's request.

CC-3: Plaintiff is entitled to attorney fees by an agreement or a statue.
X: according to proof

4. X: Doe defendants (specify Doe numbers)
were agents or employees of the named defendants and acted within scope of the agency or employment.
2- Doe defendants 1-10 are persons whose capacities are unknown to plaintiff.

7: C: A defendant lives here now.

8: Common counts

10: Plaintiff pays
a: Damages of $6,752.90
b. interest on the damages according to proof

c. attorney fees
2. according to proof

d: Other (For such and further relief as the court may deem proper).

PLD-C-001 states:
1. Plaintiff: Equable ascent financial, llc.

3. A: each plaintiff named above is a competent adult.
Except: Equable ascent financial, llc.
(1) limited liability company.

I did pull my credit yesterday and seen them listed, since January 2011). No proof was attached showing this company as the creditor that bought out chase etc with the summons. Also, the form that says proof of served summons is not signed. The docket is valid as the Los Angeles Superior court's website. I plan to answer the summons but could use some insight. I just started a new job and am getting back on my feet.

5 Answers

Any advice to what I shall put in the summons would be appreciated....

Chase sold the account to Equable ascent financial and CIR is working with them to sue. I plan to file an answer today, but wanted help on to if I should deny all? No proof was attached and I can only assume EAF is the account holder.


Did chase sell the account or is the attorney suing you on behalf of chase.  Who is the plaintiff on the summons?

How to Deal with Illegal Loans..OhioGal's Primer
PDL's are ILLEGAL in the following states...
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states

You should answer the summons. Give the answer within the next 20 days. Check out the county court website to understand the civil rules. 

I can't understand your query. Can you explain it more clearly? 

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