Good Morning: I was sued by Allen Adkins for a
I was sued by Allen Adkins for a CC debt of about $1700.00. I answered the summons and now have been required to appear at an Oral Hearing in Oct. in front of a judge. I am so nervous I can't sleep. Would you have ANY advice as to what paperwork or not...... I should bring with me or how I should plead my case??? I took a huge pay cut at work and I had that Shell Gas card for years.... they went from 7.65% interest to 29.99% and would not negotiate a better rate at all. I was NEVER late, had the card for 13 years. After my pay cut I had to pick and choose what to pay for and what to let go. I was paying $25/month but that didn't even cover the interest.
Thanks for ANY help or advice.