A rep from PDI called me yesterday representing Pa

A rep from PDI called me yesterday representing PayDayAdvance who represents a payday loan of mine that i've been unable to take care of right now. I asked which payday loan it was and she wouldn't say. She said if I don't resolve this matter with her by tomorrow, she was going to fax my employer with wage garnishment information. I am sick to my stomach over this. Can you give me some advice....

7 Answers

I need my money back!


I will be obtaining me a lawyer because money was sent to Western Union to receive a loan and my money was taking and I did not get the loan! I also recorded the whole conversation. This is a fucking scam!


I will be obtaining me a lawyer because money was sent to Western Union to receive a loan and my money was taking and I did not get the loan! I also recorded the whole conversation. This is a fucking scam!


there has to first be a judgement against you to assess a wage assignment!


Yeah I completely agree with Nelly. You can request them for a debt validation letter in writing. If they don’t give any reply, then you can send them a Cease and Desist letter. You can file a complaint against them to the State Attorney General or FTC, if they still trying to harass you after receiving the Cease and Desist letter.
 


This is most likely a scam. You should not make any payments until you get a validation letter from this company. The can't even say the name of the lender.


First of all, revoke your wage assignment and give a copy to your employer.  Wage assignment is totally voluntary.

 

Secondly, what state are you in and who was this loan supposidly thru?

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com/statute-of-limitation.html

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