By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
If you're tired of DIY approach to credit fix and don't want to hire an elaborate company who most likely will take your money to do less than you can actually do for yourself. Try 101creditbooster. I used them after 0 progress trying with lexington laws. They were able to get bankruptcy and a few hard inquiries off my record. I gained 88 points 45 days after. Reach them if you need help at 101creditbooster at gmailcom.
Understand that they can get deleted if you can proof it’s an error. (I.e even if it wasn’t) get yourself armed with enough letters to fight it off. Good luck!
If they are legit inquires, they are not going anywhere for 2 years,
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
Check sample letters https://community.debtcc.com/letters/index.html
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